Broker Check

Employer-sponsored plans

Qualified and non-qualified plans

At Upward Wealth Group, we recognize defined contribution plans' pivotal role in private retirement planning and the fiduciary responsibilities they entail under ERISA regulations. Our firm offers specialized expertise in designing, selecting, and managing retirement plans and investments while aligning with your organizational goals. With our dedicated team providing strategic oversight, we ensure your retirement plan maintains integrity amidst evolving regulatory landscapes.

Now, let's discuss 401(k)s. Upward Wealth Group provides conflict-free advice and partners with primary global custodians to offer peace of mind. We handle regulatory compliance and tax rules, allowing you to focus on growing your business. And if you already have a retirement plan, partnering with us could bring significant benefits, including lower costs, better investment options, and reduced fiduciary stress, resulting in happier employees.

Delegation is key to liability reduction in retirement plans. By utilizing a 3(16) + 3(38) model, your company can significantly reduce fiduciary responsibility. Delegating authority to a qualified fiduciary advisor for investment decisions under 3(38) greatly reduces liability. Similarly, administrative functions can be delegated, further minimizing liability.

Your company retains full fiduciary responsibility without delegation, exposing it to potential risks. While providers may offer guidance, your company remains liable for any issues. It's crucial to understand the level of delegation your provider offers to avoid vulnerability to risks.

At Upward Wealth Group, we're committed to redefining the retirement planning experience. Our personalized approach, tailored to understanding our clients' unique needs and aspirations, sets us apart. Our dedicated team collaboratively handles every stage of your retirement plan's operation with care and expertise, making you feel valued and important.

What sets us apart is our commitment to empowering business owners, supporting HR and benefits professionals, and enriching employees' lives. We specialize in delivering top-tier retirement plan administration services, including comprehensive 3(16) 401(k) Administration as your trusted co-fiduciary. With Upward Wealth Group, you can navigate retirement planning with confidence, knowing that you are in control of your financial future.

Delegation is key to liability reduction in retirement plans. By utilizing a 3(16) + 3(38) model, your company can significantly reduce fiduciary responsibility. Delegating authority to a qualified fiduciary advisor for investment decisions under 3(38) greatly reduces liability. Similarly, administrative functions can be delegated, further minimizing liability.

Your company retains full fiduciary responsibility without delegation, exposing it to potential risks. While providers may offer guidance, your company remains liable for any issues. It's crucial to understand the level of delegation your provider offers to avoid vulnerability to risks.

At Upward Wealth Group, we're committed to redefining the retirement planning experience. Our personalized approach, tailored to understanding our clients' unique needs and aspirations, sets us apart. Our dedicated team collaboratively handles every stage of your retirement plan's operation with care and expertise, making you feel valued and important.

What sets us apart is our commitment to empowering business owners, supporting HR and benefits professionals, and enriching employees' lives. We specialize in delivering top-tier retirement plan administration services, including comprehensive 3(16) 401(k) Administration as your trusted co-fiduciary. With Upward Wealth Group, you can navigate retirement planning with confidence, knowing that you are in control of your financial future.


Let's explore the advantages of launching a 401(k) plan for your company:

  1. Attracting and Rewarding Top-Notch Employees: Enhance your company's appeal by attracting top talent and recognizing your team's hard work.
  2. Reducing Income Tax for Owners and Top Execs: Enjoy tax savings for owners and executives, providing more resources for business growth.
  3. Boosting Employee Loyalty and Performance: Foster a culture of loyalty and commitment among your team members by offering a secure financial future.
  4. Shielding Assets from Lawsuits and Risks: Safeguard your hard-earned assets from potential legal challenges and risks in today's business environment.
  5. Diversifying Wealth Beyond the Business: Build a robust financial foundation by diversifying wealth beyond the business, ensuring long-term stability.
  6. Setting Up a Comfortable Retirement for Owners: Secure your own retirement by investing in your future, ensuring a comfortable lifestyle down the road.

Offering a 401(k) plan is more than just a financial decision—it's an investment in your people and the future success of your business.

Fiduciary Consulting

Learn more

Fee And Benchmarking

Learn more

Investment Management

Learn more

Driving Employee Outcomes

Learn more

Plan Type Guides

Learn more

Strategic Partners

Learn more

Record-Keeping Providers

Learn more

Next Steps

Learn more

Have a Question?

Thank you!
Oops!